Among the numerous available payment methods, the so-called Paysafecard is often discussed. It is considered to be particularly easy & safe. This article shows what a Paysafecard is, how to use it, and its advantages.
What Is A Paysafecard Anyway?
A Paysafecard is a credit card that works according to the prepaid method. You buy such a card at a certain value with which it is automatically loaded.
This amount is available for later payments. A Paysafecard can be used both online and in various stationery shops. Paysafecards are available in values of 10, 15, 20, 25, 30, 50, and 100 euros.
How Do You Get A Paysafecard?
If you want to use a Paysafecard, you can buy it at various tobacconists and petrol stations. You can also buy a card account on the Internet. Various providers make paysafecards available for purchase.
For additional security, buyers receive a 16-digit PIN code inside a Paysafecard. You specify this later when making a payment and do not have to enter any further data.
Why Should I Use A Paysafecard?
The Paysafecard enables anonymous payment. This is why it is so popular as an electronic means of payment, especially on the Internet. If you don’t want to give your bank details or credit card details, you can pay easily and conveniently with a card.
There is often the risk of falling for fraudsters or falling victim to a hacker attack on the Internet. The Paysafecard protects users from making high financial losses in such a case.
If you suspect that someone else is using the card, you can contact the service hotline and have your credit blocked. In this case, however, you have to transfer the credit to the bank account – the card itself cannot be used afterward. The card support is also available to its users in other fraud cases.
The payment method not only offers protection against dangers. It also helps users who have little sense of responsibility for finances. Very young people, in particular, can quickly find that they spend too much money online than planned—the result: an overdrawn account.
Since this is not possible with the card, it ends when the credit is used up. In this way, even young people can learn to handle money responsibly. The Paysafecard is an excellent means of payment for minors. You do not have to enter sensitive credit cards or bank cards on the Internet.
What Is The Paysafecard Suitable For?
The Paysafecard is particularly popular for online purchases. More and more online retailers: inside or gaming platforms offer the card as a possible means of payment. Especially when it comes to digital products, users often do not want to enter their address or other data. With the card, you can buy online games and certain paid content for them and much more.
The Paysafecard is not only used in the gaming sector. Many social networks, which are chargeable or can buy something, make this payment possible. In addition, many streaming platforms are switching to accept payments using it. The payment method is already possible at Amazon.
By the way, you can pay with it online and offline. This is particularly recommended when on vacation – because the card can also be used abroad. The Paysafecard is ideal for excursions, as the financial damage caused by a possible loss is not as bad as if a credit card goes missing.
Disadvantages Of The Paysafecard
The Paysafecard has many advantages, which is why it is so popular. But are there also disadvantages? The credit can be topped up individually, but only a maximum monthly amount of 100 euros is possible for standard users.
The so-called “Unlimited” status can be acquired, but the way to get there is often very time-consuming. Nevertheless, it is worthwhile for people who pay a lot with the card.
In addition, there are fees if the credit is not used within a certain period. The cost is only around 2 euros, but this still has a bitter aftertaste for some users.
The Paysafecard is becoming an increasingly popular means of payment. You can use it to pay quickly, securely, and anonymously both online and offline. It is not difficult to apply for it, but you should be careful not to exceed the maximum amount of 100 euros per month and use up the credit within a certain period.